![]() Sign up through my referral link for a $10 bonus. Cash out for gift cards from major retailers. You can earn rewards for shopping online, answering surveys, playing games, and watching videos (read: ads). The long-running app has paid out hundreds of millions of dollars to users over the years. Swagbucks is a recognized leader in the online survey space. (Feel free to check out our full User Interviews review for more details.) 1. To earn more, consider online focus groups-my personal favorite resource for these is User Interviews. These apps probably won’t make you a ton of money, but could add $15-30 a month to your bottom line if you use them consistently. Turns out there are tons of ways to make extra money sharing your opinion with brands. Conclusion: There Really Are Apps That Pay You!Īpps That Pay You to Take Surveys and Play Games.Apps That Pay You Real Money To Share Your Stuff.The App That Pays You For Your Extra Space.Hurdlr: Optimize Your Ridesharing and Delivery Earnings Apps That Give You Money for Using Your Phone.Apps That Connect You With Money-Making Gigs.Apps That Pay You to Take Surveys and Play Games.According to National Association of Colleges and Employers, the average starting salary for a college graduate is $50,944.00 in 2019. ![]() Your salary should at least be $6,265.00 per month or $75,180.00 per year after taxes and other deductions. ![]() If the apartment you want rents for $1300.00 per month, the basic expense for this new car and apartment lifestyle is $1790.00 per month. For a 60-month term loan, monthly payments are a little more than $490.00 at a 3.5% interest rate. For example, you want a new Toyota Camry and you can get one at a total cost of $27,000 including taxes, tags, title and dealer costs. These are your basic expenses, the cost of which will determine your lifestyle and going beyond a car and an apartment, you will need probably to earn 3.5 to 4 times the sum of these basic expenses to survive minimally. Some apartment managers will not accept your application unless your monthly salary is three times the cost of your rent. With that, you will need to pay rent, electricity, cable, internet, condo fees and more. Having my own place will likely mean having your own apartment. Okay, with a car, you will need to pay a car note, insurance, gas, maintenance and repairs. Phase 1 Earnings – Just Entering the WorkforceĪs a young person, before your first real job, you have a limited awareness of how much you need to earn to sustain your desired lifestyle. Therefore, we should look at earnings in phases. By the grace of God, we hope that earnings will grow over time. Setting a budget requires examining earnings after deductions such as taxes, social security, Medicare and allotments like retirement, health care, savings, childcare and other things. We work to have earnings and with earnings on the regular, we can set a budget. Second Thessalonians 3:10, NKJV states For even when we were with you, we commanded you this: If anyone will not work, neither shall he eat. If you worked for it, you have earned it. They are not casino winnings, the lotto, number hits, bonuses, gifts, loan repayments or found money. ![]() "For the love of money is a root of all kinds of evil, for which some have strayed from the faith in their greediness, and pierced themselves through with many sorrows." 1 Timothy 6:10, NKJV.Įarnings are paid wages for labor or services. Finally, retirement is examined with a final thought of living large – not being a millionaire but living like one. ![]() Setting money aside and purchasing are discussed in multiple chapters to reinforce budgeting, saving and spending before the text turns to dealing with credit card debt. The first three chapters describe " BSS" - plans for Budgeting, Saving and Spending. I DON’T WANT TO BE A MILLIONAIRE I JUST WANT TO LIVE LIKE ONE is a book about a lifestyle which can be obtained through having plans with achievable goals and having discipline to execute those plans. Through Christ, I can be disciplined to budget, save, spend and manage debt while recognizing that not by my strength, but by His, I can live large and understand that if I can be wise with a little, He will trust me with much. I can do all things through Christ who strengthens me. And you shall remember the Lord your God, for it is He who gives you power to get wealth, that He may establish His covenant which He swore to your fathers, as it is this day. Therefore if you have not been faithful in the unrighteous mammon (wealth), who will commit to your trust the true riches? Luke 16:11, NKJV. ![]()
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